Loan Payment Services
Explore payment options and answers to commonly asked questions about loan payments with Patelco.
Explore payment options and answers to commonly asked questions about loan payments with Patelco.
使用快速支付，使一次性付款-无需登录或密码要求.
今天就用您的Patelco Online™帐户设置定期贷款付款.
Call 800.358.8228电话付款，每天24小时，每周7天.
你是否正在经历经济困难或在付款方面遇到困难? Explore our member relief and payment support center where you’ll learn more about loan modification programs for auto and personal loans, 信用卡和抵押贷款.
你得付一笔钱, and we’ve got options – including phone and digital payments that can be made 24/7 with no fee.
Online Banking | Mobile App | Fast Pay | Phone - Automated | Phone - Assisted | Branch | ||
|---|---|---|---|---|---|---|---|
| Fee | $0 | $0 | $0 | $0 | $10 | $0 | $0 |
| 当日付款截止日期 | 3pm PT | 3pm PT | 7pm PT | 7pm PT | 7pm PT | Branch closing time | 在太平洋时间下午5点前收到支票 |
| 从Patelco的账户付款 | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | |
| Pay from an external account | ✔ | ✔ | ✔ | ✔ | ✔ | ||
| Check1 | ✔ | ✔ | |||||
| Cash | ✔ | ||||||
| Set up recurring payments | ✔ | ✔ |
You can easily transfer money from a checking or savings account at another credit union or bank to pay your Patelco loan. 如果在工作日下午3点前付款，我们将在当天记入信用.
你可以很容易地设置自动, recurring payments for your Patelco loan – from either a Patelco account or from an external checking or savings account. 如果在工作日下午3点前付款，我们将在当天记入信用.
You can easily transfer money from a Patelco checking or savings account to pay your Patelco loan. 如果在工作日下午3点前付款，我们将在当天记入信用.
观看这个快速演示以获得分步说明:
With Fast Pay, you can quickly make same day payments online until 7pm PT without having to create a login or password. There is no fee to use this service and payments can be debited from your Patelco account or an external bank account.
用快速支付付款, you’ll need your Patelco Member Number (which can be found on your monthly statement), 以及您希望使用的银行账户的路由号码和账号.
No. Fast Pay与Patelco Online是分开的™ 并且不需要用户名或密码. 每次你使用快速支付, you will need to verify your identity by inputting your Patelco Member Number and the last four digits of the Social Security Number of the primary account holder on your loan.
快速支付仅适用于快速当日在线支付. If you want to make online payments in advance or set up automatic payments on your loan, we recommend using Patelco Online™ or the Patelco Mobile App.
No. You will only need to enter your bank account details once and save it for future use.
我们将向您发送一封电子邮件，确认您的付款细节. If your payment is made before 7pm PT, your account will be debited within the same day.
通过电话自动支付, you can make payments 24/7 with no fee – and we’ll credit payments the same day if made before 7pm PT.
通过外部账户进行电话支付
Find your Patelco Member Number and 2-digit loan number by signing in to online banking, selecting Accounts 从主菜单中，然后选择 Statement & Documents. 点击或点击贷款的对账单.
用帕特尔科的账户进行电话付款
During our business hours, we can help you make a payment by phone using your Patelco account or an external account, for a $10 fee.
找到您的会员号码，请将鼠标悬停到 Accounts 在主菜单中，然后选择 Statements & Documents.
Visit one of our local branches 用你的帕特尔科账户、支票或现金偿还贷款. 我们会在当天将您的付款记入贷方.
我们接受以邮寄或支票方式支付贷款. Send loan and credit card payments to: Patelco Credit Union, PO Box 2227, Merced, CA 95344
Make sure to include your Member Number and 2-digit loan suffix when sending your payment by mail. These numbers are on your monthly statement – find them now by signing in to online banking, hovering over Accounts 在主菜单中，然后选择 Statements & Documents.
如果你有一个Patelco抵押贷款或HELOC，并想关闭它, you can easily pay off your loan within online banking (after which we’ll close it). 你也可以把你的HELOC支付到零余额，并保持开放. 只需登录并悬停 Transfer & Pay 在主菜单中，然后点击或点击 Mortgage Payoff. Then select the account you’d like to make a payment from and the loan account you’d like to pay off. (如果该帐户是HELOC, 我们还将展示一个将其支付到零的选项, keeping it open, 而不是把钱付清然后关闭账户.)
用来偿还其他类型的贷款 visit a branch or call us at 800.358.8228.
Payments made by phone or with Fast Pa如果在工作日太平洋时间晚上7点前完成，将在当天记入. Any payments made on a holiday, weekend, or after 7pm will be credited the following business day.
Payments made online 如果在工作日下午3点太平洋时间之前完成，将在当天记入. Any payments made on a holiday, weekend, or after 3pm will be credited the following business day.
在分行用现金支付的款项, checks, money orders or transfers from Patelco share accounts will be credited the same business day (or the next business day if made on a Saturday).
更多信息请参考上面的图表.
If you want to make a payment by phone, have your member number and 2-digital loan number ready. Find your member number and 2-digit loan number by hovering over Accounts 在主菜单中，然后选择 Statements & Documents in Patelco Online™.
如果你使用外部账户付款, 您还需要该帐户的路由号码和完整的帐户号码.
Yes, hover over Transfer & Pay 从主菜单中选择 Transfers. 添加外部帐户以输入帐户信息.
我们不收取网上转账费用. We do not charge a fee for making a phone payment using our automated phone system; payments made by talking to a Patelco team member by phone to manually create a transfer may result in a fee. Automated phone payments made before 7pm PT will post the same business day; automated phone payments made on weekends or after 7pm PT will post the next business day. Payments via transfer from an external account made online before 3pm PT will post the same business day; online transfers from an external account made on weekends or after 3pm PT will post the next business day. Initial setup of online transfers from an external account may take up to 3 business days; initial setup is required before ACH payments and/or transfers can be made.
1 Due to changes with the US Postal Service, mailed checks may now take longer to reach us. 我们建议使用电子方式，以确保及时付款.
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